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Investment Strategy

  • Provisus Wealth Management Limited is the portfolio manager for Transcend. Their goal is to provide clients with portfolios that combine effective risk management techniques with superior investment returns while adhering to a set of prudent wealth management principles. It is this unique set of attributes that has allowed them to achieve unprecedented levels of growth and success, and to be repeatedly recognized for their accomplishments.

  • Provisus' Active Indexation investment philosophy is based on the belief that markets are often inefficient. This creates pricing anomalies that can be exploited by a disciplined investment process. They employ proprietary mathematical algorithms that incorporate fundamental, technical and quantitative gauges to identify security pricing turning points. The resulting signals are then used to determine which stocks to purchase and/or sell based on their own individual potential, their prospects versus the overall market and as compared to their competition.

    Provisus' Pooled Funds are designed to match the risk characteristics of the underlying benchmark. By replicating the key benchmark characteristics with fewer stocks that have the best relative momentum profile, the funds are designed to remove the impact of market results and ensure that the value added generated by individual stock selection is consistently achieved.

  • About Provisus Wealth Management's Pooled Funds

    Provisus Wealth Management has established six pooled funds with varying investment objectives in order to cater to its clients' specific needs.

    One or more of the Provisus Pooled Funds may be used to meet a client's investment objectives. A few of the many benefits to pooled fund investing include greater diversification regardless of account size, lower non-investment management fees and ease of administration which are possible due to economies of scale realized by the funds.

    The Provisus Pooled Funds are valued weekly. On an annual basis dividends and capital gains (if necessary) are distributed to pooled fund unit holders in the form of new units reinvested into the fund(s).

    The Provisus Pooled Funds are audited annually by MNP LLP Canada.

    The Provisus Pooled Funds are structured as Corporate Class Pooled Funds. They are exempt from prospectus requirements and thus may only be sold to accredited Canadian investors and other exempt purchasers.

    Provisus Wealth Management Limited is a registered Portfolio Manager and Investment Fund Manager. Transcend Private Client Corp is a wholly owned subsidiary controlled by Provisus. Provisus is solely responsible for the implementation/management of the investment portfolios and ongoing asset allocation, including the selection of underlying funds. Transcend is an unregistered financial planning firm and does not provide security selection advice. All fees are paid under referral directly to Provisus.

OUR INVESTMENT PORTFOLIOS

Profile

Manager: Provisus Wealth Management

Assets of Fund: $21 million

Assets of Fund Family: $65.1 million

Benchmark: S&P/TSX Total Return Index

Inception Date: June 30, 2011

Fund Currency: Canadian Dollars

Investment Objective: Long-term capital appreciation by investing primarily in a diversified portfolio of high quality Canadian equities

RETURNS

Annualized Total Gross Returns (as of July 31, 2017):

  • TIMELINE

    1 YEAR

    2 YEARS

    3 YEARS

    5 YEARS

    INCEPTION

  • FUND

    4.8%

    6.0%

    1.9%

    9.6%

    7.7%

  • BENCHMARK

    6.8%

    5.4%

    2.6%

    8.6%

    5.2%

**Gross performance is before all investment advisory and management fees. The performance is historical and is not representative of future performance. The performance is a total return including both income and capital gains or losses.

Profile

Manager: Provisus Wealth Management

Assets of Fund: $8 million

Assets of Fund Family: $65.1 million

Benchmark: S&P 500 Total Return Index

Inception Date: June 30, 2011

Fund Currency: US Dollars

Investment Objective: Long-term capital appreciation by investing primarily in a diversified portfolio of high quality U.S. equities

RETURNS

Annualized Total Gross Returns (as of July 31, 2017):

  • TIMELINE

    1 YEAR

    2 YEARS

    3 YEARS

    5 YEARS

    INCEPTION

  • FUND

    13.3%

    8.4%

    10.0%

    14.8%

    15.5%

  • BENCHMARK

    16.1%

    10.7%

    10.9%

    14.8%

    13.2%

**Gross performance is before all investment advisory and management fees. The performance is historical and is not representative of future performance. The performance is a total return including both income and capital gains or losses.

Profile

Manager: Provisus Wealth Management

Assets of Fund: $8.7 million

Assets of Fund Family: $65.1 million

Benchmark: MSCI EAFE Total Return Index

Inception Date: June 30, 2011

Fund Currency: US Dollars

Investment Objective: Long-term capital appreciation by investing primarily in a diversified portfolio of high quality equities from Europe, Australasia, and the Far East.

RETURNS

Annualized Total Gross Returns (as of July 31, 2017):

  • TIMELINE

    1 YEAR

    2 YEARS

    3 YEARS

    5 YEARS

    INCEPTION

  • FUND

    13.4%

    4.9%

    3.0%

    8.0%

    7.6%

  • BENCHMARK

    18.3%

    4.9%

    3.3%

    9.6%

    5.5%

**Gross performance is before all investment advisory and management fees. The performance is historical and is not representative of future performance. The performance is a total return including both income and capital gains or losses.

Profile

Manager: Provisus Wealth Management

Assets of Fund: $2.4 million

Assets of Fund Family: $65.1 million

Benchmark: 50% S&P/TSX, 50% S&P 500 Total Return Indices

Inception Date: June 30, 2011

Fund Currency: Canadian Dollars

Investment Objective: Long-term capital appreciation by investing primarily in a diversified portfolio of high quality Canadian and U.S. equities

RETURNS

Annualized Total Gross Returns (as of July 31, 2017):

  • TIMELINE

    1 YEAR

    2 YEARS

    3 YEARS

    5 YEARS

    INCEPTION

  • FUND

    6.7%

    5.7%

    7.3%

    14.2%

    13.5%

  • BENCHMARK

    9.1%

    6.9%

    9.4%

    14.4%

    12.0%

**Gross performance is before all investment advisory and management fees. The performance is historical and is not representative of future performance. The performance is a total return including both income and capital gains or losses.

Profile

Manager: Provisus Wealth Management

Assets of Fund: $11.6 million

Assets of Fund Family: $65.1 million

Benchmark: MSCI World Index

Inception Date: June 30, 2011

Fund Currency: US Dollars

Investment Objective: Long-term capital appreciation by investing primarily in a diversified portfolio of high quality U.S. and Int’l equities

RETURNS

Annualized Total Gross Returns (as of July 31, 2017):

  • TIMELINE

    1 YEAR

    2 YEARS

    3 YEARS

    5 YEARS

    INCEPTION

  • FUND

    13.5%

    6.7%

    6.0%

    11.0%

    11.3%

  • BENCHMARK

    17.3%

    7.8%

    7.1%

    12.2%

    9.4%

**Gross performance is before all investment advisory and management fees. The performance is historical and is not representative of future performance. The performance is a total return including both income and capital gains or losses.

Profile

Manager: Provisus Wealth Management

Assets of Fund: $13.4 million

Assets of Fund Family: $65.1 million

Benchmark: 50% S&P/TSX, 25% S&P 500 and 25% MSCI EAFE Total Return Indices

Inception Date: June 30, 2011

Fund Currency: Canadian Dollars

Investment Objective: Long-term capital appreciation by investing primarily in a diversified portfolio of high quality Canadian, U.S. and Int’l equities

RETURNS

Annualized Total Gross Returns (as of July 31, 2017):

  • TIMELINE

    1 YEAR

    2 YEARS

    3 YEARS

    5 YEARS

    INCEPTION

  • FUND

    6.7%

    5.0%

    6.5%

    12.8%

    12.2%

  • BENCHMARK

    9.7%

    5.6%

    7.5%

    13.0%

    10.4%

**Gross performance is before all investment advisory and management fees. The performance is historical and is not representative of future performance. The performance is a total return including both income and capital gains or losses.

Profile

Manager: Provisus Wealth Management

Assets under Management: $8.9 million

Benchmark: FTSE Universe Bond Index

Number of Holdings: 2 to 4 ETFs

Starting Date: December 31, 2008

Currency: Canadian Dollars


Investment Objective: Long-term capital appreciation and income generation, with a medium risk tolerance. This Bond ETF portfolio is a domestic fixed income mandate with an emphasis on a high degree of downside protection and tax-efficient returns.


Provisus uses Exchanged Traded Funds or ETFs (which are baskets of securities tracking different types of bonds indices) to deliver its robust absolute return portfolios. The Bond ETF portfolio is based upon three central principles: low ETF fees; superior indexing characteristics; and actively managed value added returns.


Provisus employs proprietary mathematical algorithms that uses numerous fundamental, technical & quantitative gauges specially calibrated to identify ETF price turning points. The resulting signals are then used to determine which ETFs to purchase based on their own potential and their prospects versus the overall market and their competition.

Growth of $10,000

The Growth of $10,000 graph illustrates how a $10,000 investment in the fund would have grown since inception after fees with dividends reinvested.
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